NRO Fixed Deposit Interest Rate

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NRO Fixed Deposit Interest Rate

RATE OF INTEREST ON NON-RESIDENT ORDINARY (NRO) ACCOUNT DEPOSITS

NRO TERM DEPOSITS With effect from 16th May 2025 With effect from 17th May 2025
Tenors Below Rs.3 Crore Rs.3 Crore & above
7 days to 14 days -- 4.75%
15 days to 45 days -- 5.25%
7 days to 45 days 3.30% --
46 days to 179 days 5.30% 5.75%
180 days to 210 days 6.05% 6.00%
211 days to less than 1 year 6.30% 6.00%
1 year to less than 2 years 6.50% 6.50%
444 Days (AMRIT VRISHTI) 6.85% --
2 year to less than 3 years 6.70% 6.40%
3 years to less than 5 years 6.55% 6.25%
5 years and up to 10 years 6.30% 6.25%
Premature withdrawal
  • No interest is payable if the deposit is withdrawn before 7 days.
Description Penalty (All Tenors)
Up to Rs.5.00 lacs 0.50%
Above Rs.5.00 lacs but below Rs.1 Crore 1%
  • The interest shall be 0.50% or 1% below the rate applicable at the time of Deposits for the period Deposit has remained with the Bank or 0.50% or 1% below the contracted rate, whichever is lower.
  • No interest is payable if the deposit is withdrawn before 7 days.
  • On pre-mature withdrawal of the deposit (after completion of 7 days), interest will be paid at applicable rate for the period the deposit has actually remained with the Bank or contracted rate less Premature Penalty of 1%, whichever is lower.
 
  • Rates are subject to change, without prior notice.

Last Updated On : Saturday, 17-05-2025

Interest Rates

7.50%* p.a. onwards

w.e.f. 15.06.2025

*T&C Apply.

 

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