Compare Current Accounts - Business
Compare Current Accounts
New Current Account Product Variants: Regular, Silver, Gold, Diamond, Platinum and Rhodium Existing Features
FEATURES | REGULAR | SILVER | GOLD | DIAMOND | PLATINUM | RHODIUM | |
---|---|---|---|---|---|---|---|
Monthly Average Balance (MAB) |
MAB |
INR 5,000 |
INR 50,000 |
INR 1 Lakh |
INR 5 lakh |
INR 10 lakh |
INR 50 lakh |
Free Cash Deposit Limit
|
Total (Monthly) |
100 times of previous month MAB. Maximum Rs.5 lakhs per month |
INR 15 lakh |
15 times of previous month MAB. Maximum Rs.100 lakhs per month. |
15 times of previous month MAB. Maximum ₹ 250 lakhs per month |
15 times of previous month MAB. Maximum ₹ 500 lakhs per month |
INR 600 lakh |
Non-Home Branch (Daily) |
INR 5 lakh |
INR 5 lakh |
INR 5 lakh |
INR 5 lakh |
INR 5 lakh |
INR 10 lakh |
|
Free Withdrawal Limit |
Home Branch (Monthly) |
Unlimited |
Unlimited |
Unlimited |
Unlimited |
Unlimited |
Unlimited |
Non-Home Branch (Daily) |
INR 2 lakh |
INR 2 lakh |
INR 2 lakh |
INR 5 lakh |
INR 5 lakh |
INR 5 lakh |
|
Cheque Book |
Free cheque leaves |
50 per month |
150 per month |
300 per month |
700 per month |
1500 per month |
5000 per month |
Merchant Acquiring Business (Point of Sale) |
POS Installation |
As per card rates |
Free |
Free |
Free |
Free |
Free |
Monthly service charges |
As per card rate |
As per card rates |
Free |
Free |
Free |
Free |
|
POS Monthly Rental charges |
As per card rates |
50% concession on monthly Rental Charges of Points of Sale (if more than ₹ 50,000 transactions per month per POS) |
Free POS monthly Rental Charges (if more than ₹ 2 lacs transactions per month per POS) |
Free POS monthly Rental Charges (if more than ₹ 2 lacs transactions per month per POS) |
Free POS monthly Rental Charges (if more than ₹ 2 lacs transactions per month per POS) |
Free POS monthly Rental Charges (if more than ₹ 2 lacs transactions per month per POS) |
|
Number of discounted POS/QR Sound Box |
_____ |
1 |
1 |
2 |
4 |
8 |
|
MDR |
As per card rates |
As per card rates |
1.60% |
1.40% |
1.20% |
1.00% |
|
CMP(Cash management product) Offering
|
e-Collections |
As per card rates |
As per card rates |
As per card rates |
25% Discount on card rate |
75% Discount on card rate |
100% Discount on card rate |
Bulk Payments |
|||||||
Liquidity Management |
As per card rates |
As per card rates |
|||||
NEFT/RTGS |
Through Branch |
As per card rates |
As per card rates |
Unlimited free |
Unlimited free |
Unlimited free |
Unlimited free |
Demand Drafts |
Home Branch only |
As per card rates |
20 Drafts free per month |
50 Drafts free per month |
Unlimited Free |
Unlimited Free |
Unlimited Free |
Non-Maintenance of MAB Charges |
Rs.500 + GST per month |
Rs.1000/- per month + GST |
Rs. 2000 +GST per month |
"Rs. 4000+GST per month: if MAB <Rs. 2,50,000 Rs. 2000+GST per month: if MAB >Rs. 2,50,000" |
"Rs. 8000+GST per month: if MAB <Rs. 5,00,000 Rs. 4000+GST per month: if MAB >Rs. 5,00,000 " |
If MAB < 50% Rs.25000/- per month + GST MAB> 50% then Rs.15000/- per month + GST. |
For more details on service charges/card rates please visit https://sbi.co.in/web/personal-banking/information-services/kyc-guidelines/revised-service-charges
*Terms & Conditions Apply. The Bank reserves the right to change the above information at any time without prior notice
Last Updated On : Saturday, 05-07-2025

Interest Rates
6.00% p.a.
for loan amount up to Rs. 2 lacs
8.15% p.a.
for loan amount > Rs. 2 lacs up to Rs. 6 lacs
Current Account

Criteria
- Features
- Eligibility
- Terms and Conditions

Interest Rates
6.00% p.a.
for loan amount up to Rs. 2 lacs
8.15% p.a.
for loan amount > Rs. 2 lacs up to Rs. 6 lacs