Pre Approved Personal Loan

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Pre Approved Personal Loan

Scan QR to Download YONO SBI

Instant disbursement of pre-Approved Personal Loan (PAPL) up to ₹ 15 lakhs without documentation and without Branch visit, available 24X7.

Features

  • Managing your finances just got easier and more rewarding with SBI!
  • Eligible State Bank of India (SBI) account holders can now access pre-approved personal loans instantly, anytime, anywhere.
  • Experience the convenience of securing funds in just a few clicks through the user-friendly YONO SBI mobile app or SBI Internet Banking.
  • Avail low loan processing fee
  • Get instant loan approval and disbursement in just 4 clicks
  • Enjoy a completely paperless application process
  • 24/7 availability through YONO & Internet Banking
  • Apply conveniently online - no branch visits required

Eligibility

  • SMS “PAPL<space><last 4 digits of SBI Savings Bank Account No.>” to 567676 to check your eligibility

Please note that PAPL is an offer to selected customers and not an actual sanction, which will be available only after fulfilment of terms & conditions applicable thereof.


How to Avail

  • Step 1: Log in to YONO and tap on the PAPL banner
  • Step 2: Enter your PAN, Date of Birth & Name on PAN
  • Step 3: Choose your desired loan amount, tenure, and EMI payment date.
  • Step 4: Accept the Terms & Conditions and confirm via OTP.

Your loan amount will be instantly credited to your Savings Bank account


Download YONO SBI

Last Updated On : Wednesday, 21-05-2025

Interest Rates

7.50%* p.a. onwards

w.e.f. 15.06.2025

*T&C Apply.

 

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