Animal Husbandry Infrastructure Development Fund (AHIDF) - Agri & Rural

Features

• Loan limit:
  • Minimum – Rs. 1.00 lakh
  • Maximum – Rs. 100.00 Crore
• Type of Facility: Term loan
• Repayment: Maximum 120 months including a maximum moratorium of 24 months in EMI.
• Margin:
  • 10% for Micro and Small Units.
  • 15% for Medium Enterprises.
  • 25% for other categories of entrepreneurs.
• Interest Rate:
  • a). For Loans under MSME category: EBLR (External Benchmark Based Lending Rate) + 200 bps.
  • b). For Other Eligible Entities such as FPOs/ Private companies/ Individual entrepreneurs/ Section 8 companies:
  • Loan limit below Rs. 50 lakhs: EBLR +200 bps.
  • Loan limit of Rs. 50 lakh and above: As per internal rating.
• Interest Subvention :  Interest subvention of 3% per annum for regular repayments.
  The interest subvention will be provided only up to 8 years of repayment period including moratorium.
• Security : As per Bank’s extant guidelines.
• Credit Guarantee:
  • Up to Rs. 5 Cr: CGTMSE for MSME.
  • Up to Rs. 2 Cr:  Credit Guarantee Cover under the scheme by NABSanrakshan.
• Portal : https://ahidf.udyamimitra.in/
• FAQs : For more details, please visit nearest SBI Branch.