Corporate Accounts Group (CAG) is a dedicated Business Unit (BU) of your Bank. It handles SBI’s ‘high-value credit’ portfolio as a specialized and efficient delivery platform. The CAG BU has four specialized Branches headed by General Managers located in India’s top three commercial centers, namely Mumbai (2), Delhi (1), and Chennai (1).
In SBI, CAG BU is a one-stop-shop that provides a wide range of financial products and services exclusively to top-rated corporates, including their foreign associates and subsidiaries. The business model of CAG BU is based on the relationship management concept, and each client/business group is mapped to a relationship manager who spearheads a cross-functional client service team consisting of highly skilled credit and operations functionaries.
The relationship strategy is anchored on delivering integrated and comprehensive solutions to the clients, including structured products within a specified time frame. The prime objective of the plan is to make SBI the first choice of top corporates. A regular review of each corporate relationship by senior management sets the benchmark for relationship management in CAG BU.
Apart from various core credit products, CAG BU offers an array of customer-specific products like Cash Management Product, Treasury and Forex products and Merchant Banking products in association with other SBUs and subsidiaries of SBI such as SBI Capital Markets Limited and SBI Gilts Limited, amongst others.
Client Service Teams at CAG Branches also aid customers in the selection and delivery of a wide variety of products and services offered by SBI’s associates and subsidiaries listed below:
For Capital Market Requirements – SBI Capital Markets Limited (SBICAPS)
For Treasury and Investments – SBI Gilts Ltd and SBICAP Securities Limited
For Investments – SBI Mutual Fund Limited
For General and Life Insurance – SBI General Insurance Company Limited and SBI Life Insurance Company Limited
For Receivables factoring – SBI Global Factors Limited
For Custodial Services Banking to Foreign (FII, FPI, FVCI) & Domestic Institutional Clients – SBI Societe Generale Global Securities Services Pvt. Limited (SBI-SG)
To align with the changing banking landscape, your Bank has created two specialized units within CAG BU:
Corporate Solutions Group (CSG) - looking at 3600 banking requirements of corporate customers in significant sectors, namely FMCG, Auto, Agri, Pharma, and IT, to cover their entire ecosystem and with a focused thrust on existing as well as new-to-bank customers
Financial Institutions Group (FIG) - to address credit, transactional, general banking, and non-banking requirements of Financial Institutions such as Insurance Companies, Brokerage Firms, Banks (Private and Foreign), Mutual Funds, FDI and FPI entities.
Major top corporates of the country and Navratna PSUs are esteemed customers of the CAG BU.
Following are the contact details of CAG Branches:
General Manager & Branch Head, State Bank of India, CAG Mumbai Branch,
CAG - SBI's Proactive response to emerging market needs
Created in the year 1995, CAG's'' mission is to:
Focus on top corporate clients
Establish itself as the most professional outfit of its kind in the country
Render world class and cost effective financial services
Evolve new products on a sustained basis-customised to the changing needs of the corporates
Stay ahead of competitors
CAG - A Symbol of excellence
a. Quality Relationship Banking
Exclusive, highly skilled Relationship teams of dynamic and motivated personnel, each attending to a select group of top Corporates providing a one-stop-shop for financial services
presently at Mumbai, New Delhi, Calcutta, Chennai and Ahmedbad.
b. Delayered Credit process
Only two stage credit process consisting of appraisal and assessment by the Relationship team and sanction by the Credit Committee/Central Board, leading to quickest response time in the industry.
c. Offer of wider and sophisticated products
Apart from a variety of core credit products including structured finance and multi-purpose short term corporate loan, CAG offers an array of customer specific products like Cash Management Product, Treasury & Forex products and Merchant Banking products in association with SBI Capital Markets Ltd., SBI Gilts Ltd. and other subsidiaries of SBI.
CAG - One point contact
Account Management Teams will aid you in securing any product from any of our various associates and subsidiaries as listed below
For leasing requirements through our Leasing SBU
Large Scale Project Finance through PF SBU
Capital Market Requirements through SBICAPS
Treasury and Investments through SBI GILTS and SBI SECURITIES