Smart Current Account

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Smart Current Account
General Guidelines

Features , Benefits and Advantages

  • MAB : Rs. 25000/-
  • Free Monthly Cash Deposit limit : Free Cash Deposit- NIL Card rates will be applicable for cash deposit. Currently: ₹0.75 per ₹1,000/- + GST Minimum ₹50/- + GST Maximum ₹20,000/- + GST
  • Maximum Cash Deposit Limit at Non- Home Branch : Rs. 2 Lakhs per day
  • Cheque Book facility : Not allowed
  • Mode of Collection : Cash, Cheque, Draft RTGS, NEFT, IMPS, Payment Gateway etc.
  • Collection through Insta Deposit Card : Allowed
  • ATM : Not allowed
  • INB : View rights only
  • Payment of cash : Not allowed
  • ECS Debit Mandate : Not allowed
  • Bulk Debit transactions : Not allowed 
  • Issuance of DD/BC on customer request : Not allowed

Charges 

  • Charges for Non-maintenance of Minimum MAB : Rs.500 + GST per month
  • Annual Account Keeping Applicable : As per card rate
  • SMS Alerts : As per card rate
  • All other Charges applicable : As per card rate

  • Statement of account on email Allowed Settlement of fund from Collection Current Account to Main Account: Settlement of funds will be done through either End of Day sweep facility to Main Account or home branch will make RTGS/NEFT to main account.
General Guidelines

Last Updated On : Monday, 27-09-2021

Interest Rates

8.00%* p.a. onwards

w.e.f. 15.04.2025

*T&C Apply.

 

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