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No Lien Current Account
  • Features
  • Charges

A specialized Current Account Product variant. A Separate No Lien Account can be opened for every project without disrupting the normal Current Account for the routine transactions and regular operation.

Eligibility : Individual & Non-Individual Customers having letter, issued by the Central/ States Govt. Departments /Autonomous Bodies/ Statutory Bodies/ PSUs/ Development Financial Institutions (DFIs) i.e. SIDBI etc. for opening of No Lien Current Account.

Features , Benefits and Advantages

  • Monthly Average Balance : Nil
  • Cheque Books : First 25 cheque leaves free
  • Cash Deposit allowed at Home, Non-Home Branches : Not allowed
  • Cash withdrawal at Home Branch : Unlimited Free
  • Cash Withdrawal at Non-Home Branch : Rs.1 Lac per day
  • Business Debit Card : Business Debit Card “Pride” issuance Free
  • CINB Facility : View & Transaction Rights Allowed
  • RTGS/NEFT at branch : As per card rates
  • RTGS/NEFT by INB/CINB : As per card rates
  • DD/BC : As per card rates
  • Annual Account keeping fee : As per card rates
  • Statement of Account : First time free in a month thereafter, normal charges.
  • SMS Charges : As per card rates : Free
  • All other charges related to CA : As per card rates

Charges

  • Corporate Internet Banking :- Free
  • Statement of Current Account :- (First / Original) Free
  • Duplicate Statement of Current Account :- Rs. 100/- + GST per page (40 entries)
  • Number of Free Multicity Cheque Leaves :- First 25 Multicity Cheque leaves free.
  • Cost of Extra Cheque Leaves Above Free Limit:-
    • Rs.3/- + GST per cheque leaf. 25 Leaf Cheque Book at Rs 75/- +GST
    • 50 Leaf Cheque Book at Rs 150/- +GST
  • Transfer of Account to other Branch :- FREE
  • Over Draft Facility: - NA
  • Cash Withdrawal
    • Home Branch :- UNLIMITED FREE
    • Non Home Branch: MAX. Rs 1,00,000/- per day (Self Only)
  • Demand Draft
    • Upto Rs. 5000:- Rs. 25/- (incl. GST)
    • Above Rs. 5000/- up to Rs. 10000/- :- Rs. 50/- (incl. GST)
    • Above Rs. 10000/- up to Rs. 100000/- :- Rs. 5/-(incl. GST) per Rs. 1000/- (Min. Rs. 60 incl. GST)
    • Above Rs. 100000/- :- Rs. 4/-(incl. GST) per Rs. 1000/- (Min. Rs. 600 incl. GST Max 2000/- inc. GST)
  • Business Debit Card :- PRIDE Business Debit Card
  • Outstation Cheque Collection
    • Upto Rs. 10000/- :- Rs. 50/- +GST
    • Outstation Cheque Collection Above Rs. 10000/- upto Rs. 1.00 Lakh :Rs. 100/- +GST
    • Outstation Cheque Collection Above Rs. 1.00 Lakh :- Rs. 200/- +GST
  • NEFT
    • Through Net Banking/Mobile banking :- UNLIMITED FREE
    • At Branch :-
  • Upto Rs. 10000: Rs 3.00/- + GST
  • Above Rs 10,000/- and upto Rs 1.00 lakh : Rs 4/- + GST
  • Above Rs 1.00 lakh and upto Rs 2.00 lakh: Rs 12/- + GST
  • Above Rs 2.00 lakh :Rs 20/- + GST
  • RTGS Through
    • Net Banking/Mobile banking: - UNLIMITED FREE
    • Branch
  • From Rs. 2 Lacs to Rs. 5 Lacs: Rs 20 + GST
  • 5 Lacs Above: Rs. 40 + GST
  • Cash Pickup (Facility Available) :- Normal Charges + Agency Charges at actuals
  • SMS Alerts :- FREE
  • Account Keeping Charges:- Rs. 550/- + GST
  • Current Account Closing Charges
    • Upto 14 days of Opening: NIL
    • After 14 Days: Rural -Rs 400 +GST
    • Other than Rural: Rs 600+GST

For further information on No Lien Current Account, Please Contact Nearest SBI Branch or Call - 1800112211 (Toll Free) , 18004253800 (Toll Free) , 08026599990 (Charges Apply).


Last Updated On : Thursday, 17-10-2024

Interest Rates

8.50%* p.a. onwards

w.e.f. 05.04.2024

*T&C Apply.

 

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