Loan against Securities and Consumer Durable Loans - Interest Rates
Loan Against Securities And Consumer Durable Loans
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Loans Against Securities & Consumer Durables & Ecommerce Schemes – Rate Of Interest (w.e.f. 10.11.2019)
A. Loans Against Securities
Scheme | 1 year MCLR | Spread over 1 year MCLR | Effective Interest Rate | Reset Period |
---|---|---|---|---|
Loan against Shares, Mutual Funds & Dual Advantage Fund | 8.00% | 2.50% | 10.50% | 1 year |
Loan against SGB | 8.00% | 2.00% | 10.00% | 1 year |
Loan against NSC/ KVP/ RBI Relief Bond/ Surrender Value of SBI Life/ LIC/ SBI Magnum | 8.00% | 4.65% | 12.65% | 1 year |
Loan against FCNR (B) Deposit | 8.00% | 2.90% | 11.90% | 1 year |
Loan against Bank Time Deposit (TDR/STDR)/FCNR(B) Deposit |
Interest Rate
|
---|---|
Loan against Bank’s Time Deposits (Domestic) | 1.00% over the rate of interest paid on the relative Time Deposits offered as security irrespective of the loan amount. |
Loan against NRO Fixed Deposits | 1.00% over the rate of interest paid on the relative Time Deposits offered as security irrespective of the loan amount. |
Loan against NRE Fixed Deposits | 1.00% over the rate of interest paid on the relative Time Deposits offered as security irrespective of the loan amount. |
B. Consumer Durables & Ecommerce Schemes
Scheme
|
2 Year
MCLR
|
Spread over 2 Year MCLR
|
Effective Interest Rate with No Reset
|
---|---|---|---|
DL for e-Commerce purchases | 8.10% | 7.50% | 15.60% |
SBI-Tatkal e-Personal Loan | 8.10% | 7.50% | 15.60% |

Interest Rates
8.85% p.a.
Loan amount up to Rs. 3 lakhs
8.95% p.a.
> Rs. 3 lakhs & up to Rs. 5 lakhs
Loan Schemes Landing
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Loan Against Securities And Consumer Durable Loans

Criteria
- Features
- Eligibility
- Terms and Conditions

Interest Rates
8.85% p.a.
Loan amount up to Rs. 3 lakhs
8.95% p.a.
> Rs. 3 lakhs & up to Rs. 5 lakhs