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FCNR Deposit Interest Rate
FCNR Deposit Interest Rate
FCNR Deposit Interest Rate

FCNR Deposit Interest Rate 

FOREIGN CURRENCY NON-RESIDENT DEPOSITS

DHAN LAKSHMI DEPOSITS

w.e.f. 15th June '2025
CURRENCY USD
PERIOD OF THE DEPOSIT AMOUNT OF DEPOSIT RATE YIELD*
1 year USD 100,000/- to less than USD 375,000/- 5.25 5.31
Above 1 year to less 15 Months 5.25 5.40
15 Months  5.25 5.44
Above 15 Months to less than 2 Years  5.25 5.54
* Annualised yield at the end of the period.
FOREIGN CURRENCY NON-RESIDENT DEPOSITS (FCNR(B)) (% P.A.) w.e.f. 15th June 2025 

CURRENCY

USD

GBP

EURO

CAD

AUD

JPY

PERIOD OF THE DEPOSIT

RATE

YIELD*

RATE

YIELD*

RATE

YIELD*

RATE

YIELD*

RATE

YIELD*

RATE

YIELD*

1 year

5.10

5.17

4.50

4.56

3.00

3.04

3.45

3.50

4.00

4.06

0.40

0.41

Above 1 year to less than 2 years

5.10

5.38

4.50

4.72

3.00

3.11

3.45

3.59

4.00

4.18

0.40

0.41

2 years to less than 3 years

4.25

4.55

4.45

4.78

1.50

1.55

3.20

3.38

3.90

4.16

0.40

0.41

3 years to less than 4 years

4.05

4.41

3.50

3.78

1.50

1.56

2.95

3.15

3.80

4.12

0.40

0.41

4 years to less than 5 years

3.65

4.03

3.40

3.73

1.50

1.57

3.00

3.26

3.70

4.09

0.30

0.31

5 years

3.75

4.15

3.30

3.61

1.50

1.57

3.05

3.32

3.60

3.97

0.30

0.31
* Annualised yield at the end of the period.

* Rates are subject to change, without prior notice

  • Rates are subject to change, without prior notice.
  • Annualised yield calculated on the maximum period under the respective period bucket.
  • For 1 year’s FCNR (B) deposit, simple Interest is applicable.
  • For FCNR (B) deposit above 1 year, Interest is compounded at half yearly frequency.
Premature withdrawals of FCNR (B) Deposits :
  • No interest is payable, if the deposit is withdrawn before one year.
  • No premature penalty for the deposit withdrawn after completion of one year. However, interest shall be paid 
    • at the contracted rate. OR
    • at the rate prevailing at the time of opening of related FCNR(B) deposit account for the period deposit has remained with the Bank. OR
    • at present interest rate for the period deposit has remained with the Bank. (Whichever is lowest)

Last Updated On : Saturday, 14-06-2025

Interest Rates

7.50%* p.a. onwards

w.e.f. 15.06.2025

*T&C Apply.

 

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