एफसीएनआर डिपोझिट ब्याज दर

Interest RatesDeposit RatesLoan Schemes - Interest RatesSBI NRI Services - Interest Rates
Show More
Marginal Cost of fund based lending rateReinvestment PlanInterest Rate For Borrowers Other Than P Segment - Commercial LoansSME Interest RangeSMEBU 10 years interest rateInterest Rates On Pre Shipment Credit And Export Bill Discounting in Foreign Currency LoansInterest Rates On FCNB Loans To Exporters CorporatesProcessing FeesPenal Interest & Other ChargesMCLR Historical DataBenchmark Prime Lending Rate - Historical DataBase Rate - Historical DataOld Interest Rates - Last 10 YearsSME SegmentAgricultural SegmentSavings Bank DepositsRetail Domestic term depositsDomestic Bulk Term DepositsExternal Benchmark based Lending RateEBLR-Historical DataSarvottamSmall Savings Schemes Interest rates
FCNR Deposit Interest Rate

FCNR Deposit Interest Rate 

FOREIGN CURRENCY NON-RESIDENT DEPOSITS

DHAN LAKSHMI DEPOSITS

w.e.f. 15th April '2025
CURRENCY USD
PERIOD OF THE DEPOSIT AMOUNT OF DEPOSIT RATE YIELD*
1 year USD 100,000/- to less than USD 375,000/- 5.40 5.47
Above 1 year to less 15 Months 5.40 5.56
15 Months  5.40 5.60
Above 15 Months to less than 2 Years  5.40 5.70
* Annualised yield at the end of the period.
FOREIGN CURRENCY NON-RESIDENT DEPOSITS (FCNR(B)) (% P.A.) w.e.f. 15th May 2025 
CURRENCY USD GBP EURO CAD AUD JPY
PERIOD OF THE DEPOSIT RATE YIELD* RATE YIELD* RATE YIELD* RATE YIELD* RATE YIELD* RATE YIELD*
1 year 5.25 5.32 4.75 4.82 3.00 3.04 3.45 3.50 4.25 4.31 0.40 0.41
Above 1 year to less than  2 years 5.25 5.54 4.75 4.99 3.00 3.11 3.45 3.59 4.25 4.45 0.40 0.41
2 years to less than 3 years 4.40 4.72 4.65 5.00 1.50 1.55 3.20 3.38 4.15 4.44 0.40 0.41
3 years to less than 4 years 4.20 4.59 3.65 3.95 1.50 1.56 2.95 3.15 4.05 4.41 0.40 0.41
4 years to less than 5 years 3.80 4.21 3.50 3.85 1.50 1.57 3.00 3.26 3.95 4.39 0.30 0.31
5 years 3.90 4.33 3.40 3.73 1.50 1.57 3.05 3.32 3.85 4.27 0.30 0.31
* Annualised yield at the end of the period.

* Rates are subject to change, without prior notice

  • Rates are subject to change, without prior notice.
  • Annualised yield calculated on the maximum period under the respective period bucket.
  • For 1 year’s FCNR (B) deposit, simple Interest is applicable.
  • For FCNR (B) deposit above 1 year, Interest is compounded at half yearly frequency.
Premature withdrawals of FCNR (B) Deposits :
  • No interest is payable, if the deposit is withdrawn before one year.
  • No premature penalty for the deposit withdrawn after completion of one year. However, interest shall be paid 
    • at the contracted rate. OR
    • at the rate prevailing at the time of opening of related FCNR(B) deposit account for the period deposit has remained with the Bank. OR
    • at present interest rate for the period deposit has remained with the Bank. (Whichever is lowest)

Last Updated On : Thursday, 15-05-2025

Interest Rates

8.00%* p.a. onwards

w.e.f. 15.04.2025

*T&C Apply.

 

View All
SEE PRODUCTS APPLY NOW
Quick Links