SBICRM Gurgaon - Strategic Training Unit

Shri Naresh Kumar Kapur, a 1990 batch Probationer, did his Masters in Physics (I). In his more than three decades of service in the Bank, Shri Kapur has extensive experience of various domains of Banking like Banking Operations, Credit, Stressed Assets Management, and Human Resources. He has held key positions like Regional Manager at SBI for several years. Prior to joining SBA, Shri Kapur held the position of Executive Vice President & Chief People Officer (HR head) with SBI Cards & Payment Services Ltd.

Shri Subodh Kumar did his Masters in Geology and joined SBI as Probationary Officer in 1987.  He is a Certified Associate of Indian Institute of Bankers and has obtained a Diploma in Treasury, Investment and Risk Management from IIBF. He has more than sixteen years of experience in Credit in various capacities of which three years as faculty in Credit and International Banking. Shri Kumar also had  a stint of five years in Paris, France as Chief Executive Officer.

Shri Himanshu Shekhar, a 1988 batch Probationer, did his Masters in Literature. In his more than three decades of service in the Bank, Shri Shekhar has extensive experience of various domains of Banking like Banking Operations, Credit, Stressed Assets Management, and Human Resources. He has held key positions like Regional Manager at SBI for four terms. Prior to joining SBICRM, Shri Shekhar held the position of Circle Development Officer at Lucknow Circle of SBI.

Gulshan Sachdeva is a Graduate from Kurukshetra University and CAIIB. Sh. Sachdeva joined the bank in 1991. He has rich experience of handling portfolios in Corporate and Retail Credit at various corporate branches of SBI. He was also closely associated with SME Business unit at apex level.

Sudip Kaviraj is a graduate in Science from Burdwan University, CAIIB and a Cost Accountant (ICWAI). He joined the bank in 1995 and carries a rich experience in Banking operations, Retail, Corporate Credit and Managing of stressed assets.

Bharat Ahuja is a Commerce graduate, and a CAIIB. He has exposure of more than 25 years with various assignments in SBI, primarily in credit (finance). His areas of expertise are corporate & SME credit. He also has a stint at SBICaps where he worked in capital market domain.

Sumesh Kumar Joon is a Graduate from Delhi University, CAIIB and Moody’s CICC certified professional. He joined the bank in 2002 and has gained expertise in variety of domains e.g. banking operations, Retail credit and SME.

Neeraj Yadav is an Engineering Graduate and has been serving in SBI since 2005. He has worked for more than Nine years in Credit Assignments including a stint as Asstt. Vice President (Credit) in Tokyo.

Shri Abhishek is Computer Science Engineer from College of Engineering Roorkee, MBA (Finance & IT) from IIT Roorkee, CAIIB,ACAMS and Moody’s CICC certified professional. He has more than 11 years of experience in Credit and Operations including a stint of 3 years in Osaka, Japan as AVP Credit.

Shri Alok Sriwastav, Assistant General Manager joined State Bank of India as a PO in 2000. He is a Graduate and has also done Post Graduation Diploma in Business Administration in Finance from Symbiosis ,Pune, CAIIB, PGDFA. He is a certificate holder of various courses (viz. Certificate in AML-KYC, Certificate in Small and Medium Enterprises in India, Certificate in Microfinance, Certificate in Trade Finance , Certificate in Customer Service & banking Codes and standards, Certificates of CIF, NSDL(Depository Module), NISM). 

He has a rich experience in Credit. He has worked in various roles and capacities in high value credit area for more than ten years. He has exposure of two CCG branches. He was a Relationship Manager in CB, Raipur and Credit Analyst in CB, Indore. He has also worked as a Team Leader in CPC in CB, Indore. He posses exposure of a Branch Head of an SME intensive branch and also served as AGM( SMECC) at Bhopal. He has also worked in SARG, Corporate Centre ,Mumbai.

He joined the SBICRM in July’21 as a faculty (credit).

Shri Rakesh Ranjan is a science graduate from university of Delhi and has completed CAIIB. He has over two decades of experience in banking operations, majority of which is in credit domain. He has worked as Field officer, Credit Analyst, Branch Manager, RMME, RMRE and Relationship Manager (CCG) besides as an IBTO at Osaka & Nassau OBU. He has joined SBA in October 2022 as faculty (Credit). 

Contact:
Rakesh Ranjan
760004108

rakesh.ranjan@sbi.co.in 

Dr Divya Kumar Agrawal is an MBA, LLB, BCOM, NET, PhD, JAIIB, CAIIB, CBA (University of Pensylvania), CRA, COCP L1, DL CM&A, CICC, CRM(IIMB)

Dr Divya Kumar Agrawal , has over 15 year experience in handling core Corporate & SME credit, business development, compliance, documentation, recovery and financial legal matters.

He is associated with India’s Largest Bank “ State Bank of India” since 2010, wherein he has managed very complex and high value corporate credit accounts and has worked closely with various business conglomerates in the country. He has gained significant experience in Rural & Agricultural Banking also. Currently, he is working with State Bank Academy as Chief Manager (Faculty).

He has also worked with India’s largest Depository Company “NSDL” and managed the operational compliance of National Pension system.

He has also worked with India’s leading Investment banker & Broking Company “ICICI Securities Limited” as a member of Legal & Compliance team and EAG team.

He also had brief stint with Hindustan Coca-Cola Beverages Pvt. Ltd & Videocon Industries Ltd.

Competencies: Over the period, he has developed several competencies which involve General and operation management, Stressed Asset Management, Exit plan execution, Credit Compliance, Documentation, Relationship Management, Legal Matters, Inspection, monitoring and supervision, Study of financial and other statements, public relationship and compliance management etc

Education Qualification and Academic Interests: In Education qualification, he holds degrees of Ph. D, NET, MBA, LLB, BCOM, CAIIB, JAIIB, COCP Advance L1 , CICC ( Moody) , CRM ( IIMB). He is a Certified Securities Market and Derivative Market Dealer, Certified Business Analysts (UOP) and a Certified Research Analyst. He holds several certifications in Commercial Credit, Insurance, Mutual funds, KYC & AML and a diploma in law related to Mergers and Acquisition apart from various other certifications.

He has published many Research papers and articles in various journal & magazines and co-authored book on management subject. He is a guest speaker /resource person for CBSE, Institute of Cost Accountant of India and various colleges/universities.

Ms Neeshu Agarwal joined the Bank as a Probationary Officer in 2002 in Lucknow Circle. Her qualifications include B.Sc (Electronics), Post Graduate Diploma in Business Management (PGDBM), courses in KYC and Customer service from IIBF and a NISM course in derivatives, Certificate in Customer Services and Banking Board, Certificate in Digital Banking from IIBF.

She has worked in various assignments in Domestic Branches as a Field Officer, Accountant, RMPB and at LHO Lucknow. Thereafter she had undertaken an overseas assignment at Washington DC branch under SBI California. Post repatriation, she had consecutively held two assignments as Branch Head. Thereafter she was part of IBG in Corporate Centre, from Sep 2015 to Aug 2021 and has handled various new initiatives like setting up of ODI/FDI cell, nodal officer for IMB portal, and collaborated extensively with International/ Indian Chambers of Commerce, FIEO, RBI for conducting numerous skill development workshops for IB officials. She had a brief stint at SBIHRD, Chetna and has recently joined SBA, Gurugram.

She has been actively participating in various activities outside the Bank which includes trekking, participation in Times of India Women’s Car rally , Recipe competition and charitable works during Covid. She has been regularly contributing poems and articles in our inhouse publications.

Ms Vibha Chandran is Post Graduate in International Business from University of Delhi, Moody's CICC certified and CAIIB. She has 18 years of experience in SME Credit, Trade Finance, Retail Credit and Branch Operations.  She joined State Bank Academy in June 2022 as Faculty- IB

Shri Ajay Chandra Pandey an MA, CAIIB, ACAMS and a Moody Certified CIC professional. He joined SBI in 1991. He has been holding important assignments in Merchant Banking, Forex, Credit, ALM Risk Management and Treasury.

Shri Dev Kumar Malik is a Graduate in Commerce, BA (Hindi Literature), Master in English Literature, CAIIB, and a Moody's CICC certified professional. He has extensive experience of 34 years in Operations, Retail and SME Advances. His areas of expertise are KYC, AML-CFT, Audit, Operational Risk & Cyber Frauds.

Shri Hari Kishan Panda is an MBA (Finance), CAIIB and Postgraduate in Public Admin. He has more than 15 years of experience in Retail, SME and Branch Operations. His areas of expertise are Compliance and Risk Management.

Sh. Gaurav Aggarwal, Chief Manager & Faculty is a post graduate in Business Administration, graduate in Life Science & CAIIB. He is a Probationary Officer of 2009 batch. He has served in various assignments in the Bank covering SME Credit & Retail Banking for more than 13 years. He has joined the institute as Faculty since June, 2022.

Sh. Alok Ranjan, Chief Manager & Faculty is a post graduate in Computer application from University of Hyderabad & CAIIB certified professional. He is a Probationary Officer, joined bank in 2011. He has more than 11 years of work experience in Retail Banking & operations. He has joined the institute as Faculty since June, 2022.

Mr. Pankaj Kumar Singh has done MBA (Finance), B.Tech (IT) and CAIIB. He is having 15 years of experience in Banking sector. He has worked as RMME, Branch Head, SMECC head, CM (Credit & Npa). He is having experience in SME Credit, Retail Credit and Branch Operations. He has joined State Bank Academy in July 2022 as faculty.

With an overall corporate experience of 15 years, Shri K. Karthik is a Management Executive Batch of 2010.

He has had marketing stints with Videocon Industries, Mumbai and Religare Wellness, Delhi prior to joining SBI. With SBI, he has held various line assignments such as Deputy Manager Advances, RM SME, Chief Manager, DBM of SME Intensive branches.

Just prior to joining SBA, he was one of the initial core team members that rolled out High Value SME CPC at LHO Chennai.

He is an MBA, CAIIB and ACAMS Certified professional

Sh. Manish Yadav has Post Graduate Diploma in Management (PGDM) from Indian Institute of Management- Lucknow (IIM Lucknow). He is also Chartered Financial Analyst (CFA) - Level 3. He has more than 7 years of experience in banking in Branch Operations, Credit, and Financial Inclusion etc. He is an avid reader, blogger, programmer and likes to write his thoughts on topics of current interest.

Sh. Arun Kumar Bhardwaj is a B.Sc., B.Ed., CAIIB and Moody's Certified CIC professional. He has the experience of working in General Banking, Retail Credit, Agriculture Credit and SME Credit.

Shri Kamal Singh is a Postgraduate in Sciences with CAIIB, B.Ed., and M.Phil. He has rich experience in Credit, Forex and branch operations.

Shri Jatin Khanduja is an Engineering Graduate, MBA and CFA (Level 2). He has15 years of experience in Credit and Retail banking.

Shri Suraj Kumar Shoundik is a B.Sc., MBA, CAIIB and a Moody certified CIC professional. He has more than 9 years of experience Retail banking, SME credit and Branch Operations.