SBI has decided to adopt Repo Rate as the external benchmark for all floating rate loans for MSME, housing and retail loans effective October 1, 2019 as per RBI’s notification dated 4th Sept, 2019.
SBI voluntarily extends the external benchmark based lending to Medium Enterprises also, to boost lending to the MSME sector as a whole.
SBI had introduced floating rate home loans effective July 1,2019. A few modifications have been made in the scheme effective 1st October 2019 to comply with the latest regulatory guidelines.
Further details will be made available on the Bank’s website.
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