Interest Rates - Business

PERSONAL LOAN SCHEMES – RATE OF INTEREST (As on 01.04.2018)

I. XPRESS CREDIT SCHEME

A. For Defence/ Para-Military/ Indian Coast Guard Salary Package Applicants

i) ‘Term Loan’ facility:

ii) ‘Overdraft’ facility:

B. For Other Applicants

i) ‘Term Loan’ facility:

ii) ‘Overdraft’ facility:

Note for loans under Xpress Credit scheme:

Following category of borrowers will get special concessions:

II. XPRESS POWER SCHEME

iii) ‘Term Loan’ facility:

iv) ‘Overdraft’ facility:

Note for loans under Xpress Power scheme:

Following category of borrowers will get special concessions:

III. XPRESS CREDIT – IT EMPLOYEES SCHEME

IV. XPRESS ELITE SCHEME

i. SBI Salary Package A/c Holders:

ii. Other than Salary Package A/c Holders (including Applicants not maintaining Salary A/c with our Bank):

V. XPRESS CREDIT- NON-PERMANENT EMPLOYEES (NPES)

i. Central and State Government, Quasi-Government, Central PSUs, State PSUs, Defence personnel, Educational Institutions of National Repute:

ii. Co-operatives/ Institutions not covered under regular Xpress Credit loan scheme and Unrated Corporates:

VI. OTHER UNSECURED PERSONAL LOANS

EDUCATION LOAN SCHEMES - RATE OF INTEREST (w.e.f. 10.12.2018)

Auto Loans Interest Rates w.e.f. 10.12.2018 (Fixed Rate)

Finer pricing for New Car Loans based on CIC scores w.e.f. 10.12.2018

# For loan amount of Rs. 5.00 lacs and above, the lower CIC score will be considered from either of the two CICs to get the interest rate benefit as stated above.

* Corporate Salary Package customers would include all types of customers maintaining salary account with us with product specification as “Salary Package Accounts” in CBS. This would include employees of State/Central Government, PSUs, Corporations and Listed Pvt. Sector companies maintaining Corporate Salary Package account with us. This would also include Railway Salary Package, Police Salary Package, all Defense Salary Packages and PMSP Pensioners.

** Other than Corporate Salary Package customers would include Businessmen, Professionals/Self Employed, Agriculturist, Pensioners and other salary accounts.