A) New Cases: 0.50% of limit sanctioned per annum. (Min: Rs 5,000/- and Max: Rs. 50,000/- plus applicable taxes)
B) Renewal at Existing Level: i) 0.25% of limit sanctioned per annum. (Min: Rs. 2500/- and Max: Rs. 25,000/- plus applicable taxes) AND ii) 0.50% on enhanced portion of the limit sanctioned per annum (Min: Rs. 5000/- and Max: Rs. 50,000/- plus applicable taxes) i+ii) Overall cap of Rs. 50,000/- plus taxes
Commission Agents / Arthias (functioning in markets/ mandies) also engaged in Retail trade activities and enjoying good reputation in the market with sufficient experience in the line of their business for the past 3 years. They should be registered with the Market Committee and possess a valid license issued by the Authorized government agencies. In addition to the existing criteria, new units promoted by family members / partners of existing firm banking with SBI may also be considered eligible for loan provided they have at least one financial statement and minimum 6 months of operations / data.