Xpress Flexi - Personal Banking

Eligibility :

• Individuals having Diamond & Platinum category Salary Package Account with SBI
• Minimum Net Monthly Salary: ₹50,000/-
• Employees working with
  • Central/ State/ Quasi Governments,
  • Defense/ Central Armed Police/ Indian Coast Guard,
  • Central & State PSUs
  • Corporates (Private & Public Ltd.)
• Loan Amount:
  • Minimum: Rs. 1,00,000
  • Maximum: Rs. 25,00,000, subject to 24 times NMI & EMI/NMI Ratio upto 65%

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Terms And Conditions:

• Processing fee: Up to 1.50% of the Loan Amount (subject to minimum ₹1000/- & maximum ₹15000/-), plus GST (Processing Fee waived up to 31.01.2023 as a special offer)
• Penal Interest @24% p.a. would be charged over and above the applicable interest rate on overdue amount for the period of default.
• Repayment Period:
  • Minimum: 6 months
  • Maximum: 72 months or remaining period of service (whichever is lower)