Our wide-ranging portfolio is built on deep customer insight and a commitment to accessibility. From urban to rural, individual to enterprise, we continue to design and deliver offerings that enable financial freedom and long-term prosperity.

Personal Banking

Key Milestones

• Home Loan Portfolio grew from `1 Trillion (March 2011)
  to `8.31 Trillion (March 2025).
• Home loans constitute 23.07% of total domestic advances and 35.19% of NBG advances.
• `2.28 trillion disbursed in home and related loans (FY2025).

Rural Banking

Key Milestones

• Lending in Agriculture and Allied activities surpassed `3.48 Trillion (March 25).
• Achieved over `6,400 Crore growth in Agri & Food Enterprise Loan and Kisan Samriddhi Rin.
• Market leader in Self-Help Group loans.

International Banking Group

Key Milestones

• 5 Central Treasuries for ALM and fund management.
• YONO digital banking in all 14 retail hubs.
• 223 Correspondent Banks (55 countries) and fintech partnerships.

SME Banking

Key Milestones

• 2,155 RMs and 868 SME Intensive Branches operational across India.
• SME portfolio of `5.06 Trillion.
• Registered 16.86% YoY growth.

Corporate Banking

Key Milestones

• Operates through 56 branches of our Corporate Accounts Group and Commercial Clients Group.
• Total Corporate credit portfolio `12.41 Trillion.

Government Business

Key Milestones

• Accredited banker for 26 major Central Government ministries and departments.
• Largest market share in Government Business, accounting for ~62% of turnover in Central Government sector.