INSURANCE POLICIES

Health Insurance Policy– Retail

In times of rising health care costs, a sudden illness or injury can leave you financially devastated and highly stressed. With SBI General's Health Insurance Policy – Retail, you can be in control by making medical treatment expenses more manageable, thus ensuring quality health & happiness of your family. Our Health policy has a range of coverage from Rs.50,000 up to Rs.500,000, No medical test up to the age of 45 for people with no medical history. It also has Family Floater option for giving comprehensive protection to your family members under one single Policy. The premium paid is exempt from Income Tax under Sec 80 D of Income Tax act.

To know more about the policy benefits, coverage, plan options and exclusions click here

Critical illness Insurance Policy

SBI General's Critical Illness Insurance Policy covers you against thirteen most critical illnesses. The Policy provides for a fixed sum, irrespective of your actual medical expenses! It helps you bear the high cost of treatment associated with critical illness & stay financially stable. You can buy Sum Insured Up to Rs.50,00,000 and upto maximum age of 65 years with a policy term of either 1 year or 3 years. The premium paid is exempt from Income Tax under Sec 80 D of Income Tax act.

To know more about the policy benefits, coverage, plan options and exclusions click here
Hospital Daily Cash Policy

Sometimes your traditional Health Insurance Policy may not cover all the expenses related to the illness/ injury. With SBI General's Hospital Daily Cash Insurance Policy you can be in control of situations like this. The Policy provides you with fixed benefit for each day of hospitalization irrespective of the actual medical cost. Thus, provides you with additional protection & takes care of additional expenses which are not covered under your Health Insurance Policy such as travelling, food etc. The policy provides daily cash benefit for per day of hospitalisation and fixed benefit of up to Rs.5000 to take care of you while you recover from your illness. You can choose for coverage of max.30 days or 60 days per policy year. The premium paid is exempt from Income Tax under Sec 80 D of Income Tax act.

To know more about the policy benefits, coverage, plan options and exclusions click here

Loan Insurance

Loan Repayment can become a task if you suffer from health issues or face a Job loss. At SBI General we make things easy for you by providing a unique policy – Loan Insurance Policy, packaged to take care of you during the tough times. Policy can be availed for maximum of three years and covers you against for 13 critical illnesses, accidental death or permanent disablement and loss of job.

No medical check-up is required up to Sum Insured of Rs.1 Crore and/or age up to 55 years for individuals without any medical history.

To know more about the policy benefits, coverage, plan options and exclusions click here

Travel insurance

SBI General's Travel Insurance (Business and Holiday) provides comprehensive cover for you and your family while you are globetrotting. It covers you against medical and other financial emergencies during your trip abroad and restores your peace whilst travelling. The policy provides for Medical cover upto USD 0.5 million without any medical examination. It gives you comprehensive coverage, worldwide protection & round the clock assistance. We promise you a fair, transparent & quick cashless claim settlement to take care of you wherever you go!

To know more about the policy benefits, coverage, plan options and exclusions click here

Individual Personal Accident Policy

Life has the knack of springing unpleasant surprises like accidents and causing financial hardships. You can take on the challenges life throws at you and secure your family's future with SBI General's Individual Personal Accident Insurance Policy. This Policy is designed to cover Loss of Life, Disabilities and Income due to an Accident.

Our Permanent Total Disability (PTD) benefit comes with add-ons like Education Benefit & Adaptation Allowance at no additional cost. Additionally you can avail Hospital Confinement Allowance and Ambulance charges as an add-on benefit to you policy.

To know more about the policy benefits, coverage, plan options and exclusions click here

Long term Home

At SBI General, we make things easy for you to protect your dream home. With SBI General's Long Term Home Insurance Policy, you can truly enjoy the home you have just acquired. You can buy the Policy up to a period of 30years. It covers you against, the losses to the structure of the house due to any natural and man-made calamities. On additional payment, coverage against Terrorism can be opted

To know more about the policy benefits, coverage, plan options and exclusions click here

Motor private Car insurance
Your car insurance policy is the most important document in your vehicle. With SBI General's Private Car Package Policy, you be in control no matter what little road blocks that life throws at you, like accidents and thefts. This Policy is designed to cover the compulsory Third Party Liability as required by Motor Vehicles Act, together with loss or damage to the vehicle itself. The Policy also provides cover for Personal Accident, and the add on covers include Depreciation Reimbursement, Protection of NCB, Return to Invoice, Cover for Key Replacement, Engine Guard, Cover for consumables, Road Side Assistance, and Loss of Personal Belongings.

To know more about the policy benefits, coverage, plan options and exclusions click here

Motor two wheeler Insurance

SBI General's comprehensive two wheeler insurance policy provides hassle-free protection to your bike or scooter against physical damage, theft and third party liability.

To know more about the policy benefits, coverage, plan options and exclusions click here